Agricultural credit and start-up funding for small-scale irrigation cooperatives [مالي]
- تاريخ الإنشاء:
- تحديث:
- جامع المعلومات: Dieter Nill
- المحرر: –
- المُراجع: Laura Ebneter
Crédit agricole et fonds de démarrage pour les coopératives dans l’irrigation de proximité
approaches_2508 - مالي
عرض الأقسام
توسيع الكل طي الكل1. معلومات عامة
1.2 تفاصيل الاتصال بالأشخاص الرئيسيين لمصدر المعلومات والمؤسسات المعنية بتقييم وتوثيق النهج
متخصص في الإدارة المستدامة للأراضي:
Dembele Célestin
celestin.dembele@helvetas.org
HELVETAS - Swiss Intercooperation
مالي
متخصص في الإدارة المستدامة للأراضي:
Doumbia Moussa
mtdoumbia@yahoo.fr
Association for the Development and Protection of the Environment (ADEPE Mali)
مالي
Tamini Jacques
jacques.tamini@helvetas.org
HELVETAS - Swiss Intercooperation
مالي
اسم المؤسسة (المؤسسات) التي سهلت توثيق/تقييم النهج (إذا كان ذلك على صلة)
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH (GIZ) - ألمانيااسم المؤسسة (المؤسسات) التي سهلت توثيق/تقييم النهج (إذا كان ذلك على صلة)
HELVETAS (Swiss Intercooperation)1.3 الشروط المتعلقة باستخدام البيانات الموثقة من خلال WOCAT
متى تم تجميع البيانات (ميدانيا)؟:
01/07/2012
يوافق جامع المعلومات والشخص (لاشخاص) الرئيسي لمصدر المعلومات على الشروط المتعلقة باستخدام البيانات الموثقة من خلال WOCAT:
نعم
2. وصف نهج الإدارة المستدامة للأراضي
2.1 وصف موجز للنهج
Providing lowland farmer cooperatives with self-managed, self-renewing financial resources for the purpose of facilitating members’ access to farming inputs.
2.2 وصف تفصيلي للنهج
وصف تفصيلي للنهج:
Once the infrastructure has been put in place, cooperatives are supported in drawing up their cropping plans (rice and vegetable growing). This support is provided in the context of value enhancement. The cropping plans include forecasting in relation to sites and the input needs of member farmers. The funds provided by the project are targeted towards supporting the empowerment of cooperatives and constitute non-repayable grants. Cooperatives use these financial resources to provide their members with loans to grow crops. When these crops are sold, the loans are repaid to the cooperatives along with a small percentage of interest to renew the loan facility. The loan awarding system, interest rates and repayment deadline are clearly defined by the cooperative. Women have access to gender-specific mechanisms, such as a facility to access credit without providing any personal contribution. The grant is awarded following a capacity-building process focusing on the management and governance of the cooperative. Following negotiations, the programme funds the cooperative’s cropping plan on the basis of a collaboration agreement. Support with managing the funds is delivered by a consultant. The grant is paid into the cooperative’s bank account. The cooperative organises the procurement of inputs, in collaboration with the service provider. Loans are provided in kind (seed, fertilisers, pesticides, etc.) rather than as cash. Those tasked with managing the cooperative are given training in how to use a range of management tools (drawing up cropping plans; keeping stock inventory, loan and repayment records; managing removal and delivery receipts; etc.). At the end of the growing season, the loans are repaid in kind (seed) and in cash (fertilisers and fungicides) in accordance with a predetermined timetable, thus replenishing the fund.
The structuring, organisational strengthening and management capacity building activities are delivered by the consultant from the outset of the scheme’s implementation phase. Groups of actors are encouraged to organise themselves as cooperatives (women and men rice growers, vegetable and other kinds of growers, etc.). These cooperatives, with the support of the consultancies, act as the representative for managing funds. They draw up their cropping plans (list of member producers and their farmland, and evaluation of the input requirements requested by producers) and define the system for awarding loans (the access conditions, repayment methods, timetables and interest levels are set by the cooperatives). An agreement setting out the ways in which the programme will provide support through a contracted service provider is signed. Funds are paid into the relevant bank account and the cooperative then procures the inputs. The cooperative managers, using the management tools at their disposal, distribute the inputs to producers. A public audit is organised to inform members about the status of loans. The recovery of loans with interest makes it possible to replenish the fund (with payments paid into the cooperative’s bank account). The public audit into the loan repayment situation is a medium for deploying coercive measures to recover unpaid loans.
The cooperatives catalogue needs, coordinate the preparation of the cropping plan, set the access conditions for loans, undertake procurement and ensure the recovery of loans from members. The communes participate in debriefings, facilitate the settlement of misunderstandings between producers and cooperatives, and monitor technical support provision. The intermunicipal body facilitates communication and negotiation between communes and the programme. Consultancies deliver management training and advisory support on technical aspects of farming, and facilitate the procurement of inputs suited to the farming condition of each site. Technical services participate in evaluation meetings and act as advisors to the service providers and programme team.
2.3 صور عن النهج
2.5 البلد/المنطقة/المواقع التي تم تطبيق النهج فيها
البلد:
مالي
المنطقة/الولاية/المحافظة:
Mali
مزيد من التفاصيل حول الموقع:
Bougouni, Kolondiéba, Yanfolila
2.6 تواريخ بدء وإنهاء تنفيذ النهج
أشر إلى سنة البدء:
2008
2.7 نوع النهج
- قائم على مشروع/برنامج
2.8 الغايات/الأهداف الرئيسية للنهج
Providing lowland farmer cooperatives with self-managed, self-renewing financial resources for the purpose of facilitating members’ access to farming inputs.
The SLM Approach addressed the following problems: lack of cash to invest in SLM
2.9 الظروف التي تمكن أو تعيق تنفيذ التقنية/التقنيات المطبقة بموجب النهج
توفر/الوصول إلى الموارد والخدمات المالية
- معيق
lack of cash to invest in SLM
Treatment through the SLM Approach: Providing lowland farmer cooperatives with self-managed, self-renewing financial resources for the purpose of facilitating members’ access to farming inputs.
3. المشاركة وأدوار الأطراف المعنية
3.1 أصحاب المصلحة المعنيون بالنهج وأدوارهم
- مستخدمو الأراضي المحليون/المجتمعات المحلية
- متخصصون في الإدارة المستدامة للأراضي / مستشارون زراعيون
- منظمة غير حكومية
- الحكومة المحلية
- الحكومة الوطنية (المخططون، صانعو القرار)
3.2 انخراط مستخدمي الأراضي المحليين/المجتمعات المحلية في المراحل المختلفة للنهج
انخراط مستخدمي الأراضي المحليين/المجتمعات المحلية | حدد من شارك وصف الأنشطة | |
---|---|---|
المبادرة/التحفيز | سلبي | |
التخطيط | تفاعلي | |
التنفيذ | تفاعلي | |
الرصد/التقييم | تفاعلي | |
Research | سلبي |
3.4 اتخاذ القرار بشأن اختيار تقنية/تقنيات الإدارة المستدامة للأراضي
حدد من الذي قرر اختيار التقنية/التقنيات التي سيتم تنفيذها:
- مستخدمو الأراضي بشكل أساسي، بدعم من متخصصي الإدارة المستدامة للأراضي
اشرح:
Decisions on the method of implementing the SLM Technology were made by mainly by land users supported by SLM specialists
4. الدعم الفني وبناء القدرات وإدارة المعرفة
4.1 بناء القدرات/التدريب
هل تم تقديم التدريب لمستخدمي الأراضي / الأطراف المعنيين الآخرين؟:
نعم
حدد من تم تدريبه:
- مستخدمو الأراضي
- موظفون ميدانيون/ مستشارون
شكل التدريب:
- اجتماعات عامة
- دورات
المواضيع المغطاة:
Consultancies deliver management training and advisory support on technical aspects of farming. Those tasked with managing the cooperative are given training in how to use a range of management tools (drawing up cropping plans; keeping stock inventory, loan and repayment records; managing removal and delivery receipts; etc.).
4.2 خدمة استشارية
هل يملك مستخدمو الأراضي وصولا إلى خدمة استشارية؟:
نعم
حدد ما إذا كانت الخدمة الاستشارية متوفرة:
- في حقول مستخدمي الأراضي
وصف/تعليقات:
Name of method used for advisory service: Providing lowland farmer cooperatives with self-managed, self-renewing financial resources ; A local farming advisory mechanism active in the first few years of the scheme ensures high levels of productivity, which, in turn, facilitates the repayment of loans. Holding public audits to report on accounts ensures that the system is transparent.
Advisory service is quite adequate to ensure the continuation of land conservation activities
4.3 تعزيز المؤسسات (التطوير التنظيمي)
هل تم إنشاء أو تعزيز مؤسسات من خلال هذا النهج؟:
- نعم، باعتدال
حدد المستوى (المستويات) التي تم فيها تعزيز أو إنشاء المؤسسات:
- محلي
حدد نوع الدعم:
- مالي
- بناء القدرات/التدريب
4.4 الرصد والتقييم
هل يشكل الرصد والتقييم جزءا من النهج؟:
نعم
التعليقات:
socio-cultural aspects were ad hoc monitored by project staff through observations
economic / production aspects were ad hoc monitored by project staff, land users through measurements
management of Approach aspects were ad hoc monitored by project staff, land users through observations
There were no changes in the Approach as a result of monitoring and evaluation: None
There were no changes in the Technology as a result of monitoring and evaluation: None
4.5 البحوث
هل كانت البحوث جزءًا من النهج؟:
نعم
حدد المواضيع:
- علم الاجتماع
- الاقتصاد / التسويق
- علم الايكولوجيا
- تكنولوجيا
5. التمويل والدعم المادي الخارجي
5.1 الميزانية السنوية لمكون الإدارة المستدامة للأراضي في النهج المذكور
التعليقات (على سبيل المثال المصادر الرئيسية للتمويل/الجهات المانحة الرئيسية):
Approach costs were met by the following donors: international non-government: 100.0%
5.2 الدعم المالي/المادي المقدم لمستخدمي الأراضي
هل حصل مستخدمو الأراضي على دعم مالي/ مادي لتنفيذ التقنية/ التقنيات؟:
نعم
إذا كانت الإجابة بنعم، حدد نوع (أنواع) الدعم والشروط والمزودين:
The funds provided by the project are targeted towards supporting the empowerment of cooperatives and constitute non-repayable grants. Cooperatives use these financial resources to provide their members with loans to grow crops. When these crops are sold, the loans are repaid to the cooperatives along with a small percentage of interest to renew the loan facility. The loan awarding system, interest rates and repayment deadline are clearly defined by the cooperative. Women have access to gender-specific mechanisms, such as a facility to access credit without providing any personal contribution.
5.3 إعانات لمدخلات محددة (بما في ذلك العمالة)
إذا كان العمل من قبل مستخدمي الأراضي مدخلاً جوهريًا، فهل كان:
- مقابل دعم مادي آخر
التعليقات:
Loans are provided in kind (seed, fertilisers, pesticides, etc.) rather than as cash.
5.4 الائتمان
هل تم توفير ائتمان في إطار نهج أنشطة الإدارة المستدامة للأراضي؟:
نعم
حدد الشروط (معدل الفائدة، فترة السداد، الخ.):
repayment conditions: The funds provided by the project are used to buy inputs on the basis of the cropping plan. The start-up fund granted by the programme pays for the initial stock. Once this stock has been procured, the inputs are distributed to members according to their stated requirements. The repayment schedule and the amount of interest that must be paid are communicated. Growers’ production activities are supported and monitored by the consultant and the management committee. Following the harvesting and sale of crops, in accordance with the deadline set, the loans are recovered along with their interest payments and the fund is replenished for the following growing season. During the different implementation stages, the cooperative holds public audits in the presence of the commune authorities to report on how the cooperative is being managed; the aim being to build trust between the cooperative and its members.
6. تحليل الأثر والتصريحات الختامية
6.1 آثار النهج
هل ساعد النهج مستخدمي الأراضي على تنفيذ وصيانة تقنيات الإدارة المستدامة للأراضي؟:
- لا
- نعم، قليلا
- نعم، باعتدال
- نعم، إلى حد كبير
A local farming advisory mechanism active in the first few years of the scheme ensures high levels of productivity
هل ساهم النهج في تمكين الفئات المحرومة اجتماعيا واقتصاديا؟:
- لا
- نعم، قليلا
- نعم، باعتدال
- نعم، إلى حد كبير
Did other land users / projects adopt the Approach?
- لا
- نعم، قليلا
- نعم، باعتدال
- نعم، إلى حد كبير
The system has been applied in 19 sites across 15 communes in the circles of Bougouni, Kolondiéba and Yanfolila. In total, 2,150 producers – 81% of the farmers identified in the production areas – have benefited from the loan scheme. The approach has been in use since 2008.
Did the Approach lead to improved livelihoods / human well-being?
- لا
- نعم، قليلا
- نعم، باعتدال
- نعم، إلى حد كبير
Groups of actors are encouraged to organise themselves as cooperatives (women and men rice growers, vegetable and other kinds of growers, etc.). In total, 2,150 producers – 81% of the farmers identified in the production areas – have benefited from the loan scheme.
Did the Approach help to alleviate poverty?
- لا
- نعم، قليلا
- نعم، باعتدال
- نعم، إلى حد كبير
70% of the beneficiaries have improved their production levels. This management experience enables farmers to operate as entrepreneurs and to accurately assess their profitability
6.2 المحفز الرئيسي لقيام مستخدمي الأراضي بتنفيذ الإدارة المستدامة للأراضي
- زيادة الإنتاج
- المدفوعات/ الإعانات
6.3 استدامة أنشطة النهج
هل يمكن لمستخدمي الأراضي المحافظة على استدامة ما تم تنفيذه من خلال النهج (بدون دعم خارجي)؟:
- نعم
6.4 نقاط قوة/مزايا النهج
نقاط القوة/ المزايا/ الفرص من وجهة نظر جامع المعلومات أو غيره من الاشخاص الرئيسيين لمصدر المعلومات |
---|
Cooperatives are empowered to manage the funds. (How to sustain/ enhance this strength: It must be clearly communicated that the funds belong to the cooperative and are only granted once. The granting of in-kind (inputs) rather than cash loans curbs any attempts to stray from the objectives. ) |
Since the programme began in 2008, the cooperatives have managed to achieve recovery rates of between 80% and 100%, and, with the system in place, 70% of the beneficiaries have improved their production levels. This management experience enables farmers to operate as entrepreneurs and to accurately assess their profitability. (How to sustain/ enhance this strength: Institutional and organisational strengthening plays a key role in achieving a successful outcome. ) |
Following the granting of an initial ‘seed fund’, the financing mechanism grows and becomes sustainable on its own. |
Evaluation meetings bring together actors from all the sites (commune authorities, cooperatives), consultancies and the programme team, serving to motivate actors and offering the opportunity to share experiences. |
A local farming advisory mechanism active in the first few years of the scheme ensures high levels of productivity, which, in turn, facilitates the repayment of loans. Holding public audits to report on accounts ensures that the system is transparent. |
7. المراجع والروابط
7.1 طرق جمع/مصادر المعلومات
- زيارات ميدانية، مسوحات ميدانية
- مقابلات مع مستخدمي الأراضي
7.2 المراجع للمنشورات المتاحة
العنوان، المؤلف، السنة، النظام القياسي الدولي لترقيم الكتب ISBN:
Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.
متاح من أين؟كم التكلفة؟:
http://star-www.giz.de/starweb/giz/pub/servlet.starweb
العنوان، المؤلف، السنة، النظام القياسي الدولي لترقيم الكتب ISBN:
2011 report: Accompagnement à la valorisation des ouvrages hydro-agricoles sur les sites de Blakala, Ména, Bafaga, Mamissa, Bogodougou, Nèrèkoro, Koloni et Mogoyafara [Support to enhance the value of hydro-agricultural schemes in Blakala, Ména, Bafaga, Mamissa, Bogodougou, Nèrèkoro, Koloni and Mogoyafara] (GSAD – Sahelian Development Support Group)
العنوان، المؤلف، السنة، النظام القياسي الدولي لترقيم الكتب ISBN:
2011 report: Accompagnement à la valorisation des ouvrages hydro-agricoles sur les sites de Niakobougou, Blendougou, N’Gala, Banko, Faradiélé, Sibirila, Solona, Farababougou [Support to enhance the value of hydro-agricultural schemes in Niakobougou, Blendougou, N’Gala, Banko, Faradiélé, Sibirila, Solona and Farababougou] (BEACIL – Consultancy and Advisory Support for Local Initiatives)
العنوان، المؤلف، السنة، النظام القياسي الدولي لترقيم الكتب ISBN:
2013 report: Collecte de données sur la valorisation des ouvrages hydro-agricoles réalisés dans le Pôle de Bougouni sur le financement
الروابط والوحدات المواضيعية
توسيع الكل طي الكلالروابط
لا يوجد روابط
الوحدات المواضيعية
لا يوجد وحدات مواضيعية