1.2 تفاصيل الاتصال بالأشخاص الرئيسيين لمصدر المعلومات والمؤسسات المعنية بتقييم وتوثيق النهج

اسم المشروع الذي سهّل توثيق/تقييم النهج (إذا كان ذلك على صلة)

Integrated Initiative for Economic Growth in Mali (IICEM)

اسم المؤسسة (المؤسسات) التي سهلت توثيق/تقييم النهج (إذا كان ذلك على صلة)

Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH (GIZ) - ألمانيا

1.3 الشروط المتعلقة باستخدام البيانات الموثقة من خلال WOCAT

متى تم تجميع البيانات (ميدانيا)؟:

01/07/2012

يوافق جامع المعلومات والشخص (لاشخاص) الرئيسي لمصدر المعلومات على الشروط المتعلقة باستخدام البيانات الموثقة من خلال WOCAT:

نعم

2.1 وصف موجز للنهج

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.

2.2 وصف تفصيلي للنهج

وصف تفصيلي للنهج:

Guaranteeing loans enables producers to access credit. In this practice, IICEM acts as a facilitator, supporting the process through activities ranging from monitoring loan repayment to forwarding applications to banks following validation. Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services). IICEM remains responsible for maintaining this relationship by providing advice on processing (quality), trade (cost calculation) and supply (quality).
The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme. The project acts as guarantor to the bank for the sum of the loan requested by producers.
The producers register their need for a loan to safeguard their crops, detailing the parameters to take into account. The loan application is then forwarded to IICEM and its NGO partners. IICEM analyses the loan application in terms of the irrigated area and the yields involved to ascertain the producer’s capacity to repay the loan and to determine whether the producer can meet the farming costs required to see through the growing season. After analysing the loan application, IICEM writes a letter of recommendation that the producers attach to their application for sending to the bank. The project acts as guarantor to the bank for an equivalent amount that it always keeps available. The bank will not access these funds without prior authorisation. Neither, however, is it obliged to award loans to producers holding a letter of recommendation from the project. Once the loan is granted, the project supervises producers to ensure loan repayments to the bank
are well managed. When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season. If the bank declines a loan extension (in the case of a default), the project then fulfils its role as guarantor, repaying any shortfall.
Producers declare their loan requirements to safeguard their crops. NGO partners act as intermediaries relaying requests, provide training and carry out monitoring. IICEM analyses loan requests and then draws up a guarantee certificate for the bank’s consideration. The bank assesses the farming organisation’s loan request.

2.5 البلد/المنطقة/المواقع التي تم تطبيق النهج فيها

2.6 تواريخ بدء وإنهاء تنفيذ النهج

2.7 نوع النهج

• قائم على مشروع/برنامج

2.8 الغايات/الأهداف الرئيسية للنهج

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank.
The SLM Approach addressed the following problems: lacking access to credit

2.9 الظروف التي تمكن أو تعيق تنفيذ التقنية/التقنيات المطبقة بموجب النهج

3.1 أصحاب المصلحة المعنيون بالنهج وأدوارهم

3.2 انخراط مستخدمي الأراضي المحليين/المجتمعات المحلية في المراحل المختلفة للنهج

	انخراط مستخدمي الأراضي المحليين/المجتمعات المحلية	حدد من شارك وصف الأنشطة
المبادرة/التحفيز	سلبي
التخطيط	سلبي
التنفيذ	تفاعلي
الرصد/التقييم	سلبي
Research	سلبي

3.4 اتخاذ القرار بشأن اختيار تقنية/تقنيات الإدارة المستدامة للأراضي

حدد من الذي قرر اختيار التقنية/التقنيات التي سيتم تنفيذها:

• متخصصون في الإدارة المستدامة للأراضي بمفردهم

اشرح:

Decisions on the method of implementing the SLM Technology were made by by SLM specialists alone (top-down)

4.1 بناء القدرات/التدريب

هل تم تقديم التدريب لمستخدمي الأراضي / الأطراف المعنيين الآخرين؟:

نعم

حدد من تم تدريبه:

• مستخدمو الأراضي

شكل التدريب:

• دورات

المواضيع المغطاة:

Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

4.2 خدمة استشارية

هل يملك مستخدمو الأراضي وصولا إلى خدمة استشارية؟:

نعم

حدد ما إذا كانت الخدمة الاستشارية متوفرة:

• في مراكز دائمة

وصف/تعليقات:

Key elements: processing (quality), trade (cost calculation), supply (quality); IICEM provides advice on processing (quality), trade (cost calculation) and supply (quality).
Advisory service is quite adequate to ensure the continuation of land conservation activities

4.3 تعزيز المؤسسات (التطوير التنظيمي)

هل تم إنشاء أو تعزيز مؤسسات من خلال هذا النهج؟:

• نعم، باعتدال

حدد المستوى (المستويات) التي تم فيها تعزيز أو إنشاء المؤسسات:

• محلي

حدد نوع الدعم:

• مالي
• بناء القدرات/التدريب

4.4 الرصد والتقييم

هل يشكل الرصد والتقييم جزءا من النهج؟:

نعم

التعليقات:

economic / production aspects were regular monitored by project staff through measurements
loan repayment aspects were regular monitored by project staff through observations
monitor producers benefiting from loan guarantees aspects were regular monitored by project staff through observations
There were no changes in the Approach as a result of monitoring and evaluation
There were no changes in the Technology as a result of monitoring and evaluation

4.5 البحوث

هل كانت البحوث جزءًا من النهج؟:

نعم

حدد المواضيع:

• الاقتصاد / التسويق

5.1 الميزانية السنوية لمكون الإدارة المستدامة للأراضي في النهج المذكور

إذا لم تكن الميزانية السنوية الدقيقة معروفة، قم بالإشارة إلى نطاقها:

• > 1,000,000

5.2 الدعم المالي/المادي المقدم لمستخدمي الأراضي

هل حصل مستخدمو الأراضي على دعم مالي/ مادي لتنفيذ التقنية/ التقنيات؟:

نعم

5.4 الائتمان

هل تم توفير ائتمان في إطار نهج أنشطة الإدارة المستدامة للأراضي؟:

نعم

6.1 آثار النهج

6.2 المحفز الرئيسي لقيام مستخدمي الأراضي بتنفيذ الإدارة المستدامة للأراضي

6.3 استدامة أنشطة النهج

هل يمكن لمستخدمي الأراضي المحافظة على استدامة ما تم تنفيذه من خلال النهج (بدون دعم خارجي)؟:

• غير مؤكد

6.4 نقاط قوة/مزايا النهج

نقاط القوة/ المزايا/ الفرص من وجهة نظر جامع المعلومات أو غيره من الاشخاص الرئيسيين لمصدر المعلومات
When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank (How to sustain/ enhance this strength: To secure a high level of loan repayment, it is necessary to closely monitor the producers benefiting from loan guarantees)
Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

7.1 طرق جمع/مصادر المعلومات

7.2 المراجع للمنشورات المتاحة

العنوان، المؤلف، السنة، النظام القياسي الدولي لترقيم الكتب ISBN:

Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.

متاح من أين؟كم التكلفة؟:

http://star-www.giz.de/starweb/giz/pub/servlet.starweb