1.2 Контактные данные специалистов и организаций, участвующих в описании и оценке Подхода

Название проекта, содействовавшего документированию/оценке Подхода (если применимо)

Integrated Initiative for Economic Growth in Mali (IICEM)

Название организации (-ий), содействовавших документированию/оценке Подхода (если применимо)

Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH (GIZ) - Германия

1.3 Условия, регламентирующие использование собранных ВОКАТ данных

Когда были собраны данные (на местах)?

01/07/2012

Составитель и ответственный/-ые специалист(-ы) согласны с условиями, регламентирующими использование собранных ВОКАТ данных:

Да

2.1 Краткое описание Подхода

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.

2.2 Подробное описание Подхода

Подробное описание Подхода:

Guaranteeing loans enables producers to access credit. In this practice, IICEM acts as a facilitator, supporting the process through activities ranging from monitoring loan repayment to forwarding applications to banks following validation. Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services). IICEM remains responsible for maintaining this relationship by providing advice on processing (quality), trade (cost calculation) and supply (quality).
The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme. The project acts as guarantor to the bank for the sum of the loan requested by producers.
The producers register their need for a loan to safeguard their crops, detailing the parameters to take into account. The loan application is then forwarded to IICEM and its NGO partners. IICEM analyses the loan application in terms of the irrigated area and the yields involved to ascertain the producer’s capacity to repay the loan and to determine whether the producer can meet the farming costs required to see through the growing season. After analysing the loan application, IICEM writes a letter of recommendation that the producers attach to their application for sending to the bank. The project acts as guarantor to the bank for an equivalent amount that it always keeps available. The bank will not access these funds without prior authorisation. Neither, however, is it obliged to award loans to producers holding a letter of recommendation from the project. Once the loan is granted, the project supervises producers to ensure loan repayments to the bank
are well managed. When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season. If the bank declines a loan extension (in the case of a default), the project then fulfils its role as guarantor, repaying any shortfall.
Producers declare their loan requirements to safeguard their crops. NGO partners act as intermediaries relaying requests, provide training and carry out monitoring. IICEM analyses loan requests and then draws up a guarantee certificate for the bank’s consideration. The bank assesses the farming organisation’s loan request.

2.5 Страна/ регион/ место, где применялся Подход

2.6 Даты начала и окончания реализации Подхода

2.7 Тип Подхода

• в рамках проекта/ программы

2.8 Каковы цели/ задачи Подхода

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank.
The SLM Approach addressed the following problems: lacking access to credit

2.9 Условия содействующие применению Технологии/ Технологий в рамках Подхода или затрудняющие его

3.1 Заинтересованные стороны, участвующие в реализации Подхода и их роли

3.2 Участие местных землепользователей/ местных сообществ на разных стадиях реализации Подхода

	Участие местных землепользователей/ местных сообществ	Перечислите участников и опишите их вовлеченность
инициирование/ мотивация	пассивное
планирование	пассивное
выполнение	интерактивное
мониторинг/ оценка	пассивное
Research	пассивное

3.4 Принятие решений по выбору Технологии/ Технологий УЗП

Укажите, кто принимал решение по выбору применяемой Технологии/ Технологий:

• исключительно специалисты по УЗП

Поясните:

Decisions on the method of implementing the SLM Technology were made by by SLM specialists alone (top-down)

4.1 Повышение компетенций/ обучение

Проводилось ли обучение землепользователей/ других заинтересованных лиц?

Да

Укажите, кто проходил обучение:

• землепользователи

Тип обучения:

• курсы

Рассматриваемые темы:

Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

4.2 Консультационные услуги

Есть ли у землепользователей возможность получать консультации?

Да

Укажите, где именно оказываются консультационные услуги:

• в постоянно функционирующих центрах

Описание/ комментарий:

Key elements: processing (quality), trade (cost calculation), supply (quality); IICEM provides advice on processing (quality), trade (cost calculation) and supply (quality).
Advisory service is quite adequate to ensure the continuation of land conservation activities

4.3 Институциональная (организационная) поддержка

В ходе реализации Подхода были ли организованы новые институциональные структуры или поддержаны уже существующие?

• да, умеренно

Укажите уровень, на котором структуры были укреплены или вновь созданы:

• местные

Укажите тип поддержки:

• финансовая
• повышение компетенций/ обучение

4.4 Мониторинг и оценка

Являются ли мониторинг и оценка частью Подхода?

Да

Комментарии:

economic / production aspects were regular monitored by project staff through measurements
loan repayment aspects were regular monitored by project staff through observations
monitor producers benefiting from loan guarantees aspects were regular monitored by project staff through observations
There were no changes in the Approach as a result of monitoring and evaluation
There were no changes in the Technology as a result of monitoring and evaluation

4.5 Научные исследования

Были ли научные исследования частью Подхода?

Да

Укажите темы исследований:

• экономика / маркетинг

5.1 Годовой бюджет мероприятий по УЗП в рамках Подхода

Если точный годовой бюжет неизвестен, укажите примерный диапазон затрат:

• > 1 000 000

5.2 Финансирование и внешняя материальная поддержка, предоставляемая землепользователям

Предоставлялась ли землепользователям финансовая/ материальная поддержка для применения Технологии /Технологий?

Да

5.4 Кредитование

Предоставлялись ли в рамках Подхода кредиты на мероприятия УЗП?

Да

6.1 Влияние Подхода

6.2 Основные причины, побуждающие землепользователей внедрять УЗП

6.3 Долгосрочная устойчивость мероприятий в рамках Подхода

Могут ли землепользователи самостоятельно (без внешней поддержки) продолжать применение того, что было реализовано в рамках Подхода?

• нет уверенности

6.4 Сильные стороны/ преимущества Подхода

Сильные стороны/ преимущества/ возможности по мнению составителя или других ключевых специалистов
When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank (How to sustain/ enhance this strength: To secure a high level of loan repayment, it is necessary to closely monitor the producers benefiting from loan guarantees)
Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

7.1 Методы сбора/источники информации

7.2 Ссылки на опубликованные материалы

Название, автор, год публикации, ISBN:

Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.

Где опубликовано? Стоимость?

http://star-www.giz.de/starweb/giz/pub/servlet.starweb