1.2 参与方法评估和文件编制的资源人员和机构的联系方式

有助于对方法进行记录/评估的项目名称（如相关）

Integrated Initiative for Economic Growth in Mali (IICEM)

有助于对方法进行记录/评估的机构名称（如相关）

Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH (GIZ) - 德国

1.3 关于使用通过WOCAT记录的数据的条件

（现场）数据是什么时候汇编的？:

01/07/2012

编制者和关键资源人员接受有关使用通过WOCAT记录数据的条件。:

是

2.1 该方法的简要说明

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.

2.2 该方法的详细说明

该方法的详细说明:

Guaranteeing loans enables producers to access credit. In this practice, IICEM acts as a facilitator, supporting the process through activities ranging from monitoring loan repayment to forwarding applications to banks following validation. Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services). IICEM remains responsible for maintaining this relationship by providing advice on processing (quality), trade (cost calculation) and supply (quality).
The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme. The project acts as guarantor to the bank for the sum of the loan requested by producers.
The producers register their need for a loan to safeguard their crops, detailing the parameters to take into account. The loan application is then forwarded to IICEM and its NGO partners. IICEM analyses the loan application in terms of the irrigated area and the yields involved to ascertain the producer’s capacity to repay the loan and to determine whether the producer can meet the farming costs required to see through the growing season. After analysing the loan application, IICEM writes a letter of recommendation that the producers attach to their application for sending to the bank. The project acts as guarantor to the bank for an equivalent amount that it always keeps available. The bank will not access these funds without prior authorisation. Neither, however, is it obliged to award loans to producers holding a letter of recommendation from the project. Once the loan is granted, the project supervises producers to ensure loan repayments to the bank
are well managed. When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season. If the bank declines a loan extension (in the case of a default), the project then fulfils its role as guarantor, repaying any shortfall.
Producers declare their loan requirements to safeguard their crops. NGO partners act as intermediaries relaying requests, provide training and carry out monitoring. IICEM analyses loan requests and then draws up a guarantee certificate for the bank’s consideration. The bank assesses the farming organisation’s loan request.

2.5 采用该方法的国家/地区/地点

2.6 该方法的开始和终止日期

2.7 方法的类型

• 基于项目/方案

2.8 该方法的主要目的/目标

The loan guarantee allows producers to better manage their production costs when they first begin operating a scheme.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank.
The SLM Approach addressed the following problems: lacking access to credit

2.9 推动或妨碍实施本办法所适用的技术的条件

3.1 该方法涉及的利益相关者及其职责

3.2 当地土地使用者/当地社区参与该方法的不同阶段

	当地土地使用者/当地社区的参与	指定参与人员并描述活动
启动/动机	被动
计划	被动
实施	互动
监测/评估	被动
Research	被动

3.4 有关SLM技术选择的决策

具体说明谁有权决定选择要实施的技术:

• 仅限SLM专家

解释:

Decisions on the method of implementing the SLM Technology were made by by SLM specialists alone (top-down)

4.1 能力建设/培训

是否为土地使用者/其他利益相关者提供培训？:

是

明确受训人员:

• 土地使用者

培训形式:

• 课程

涵盖的主题:

Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

4.2 咨询服务

土地使用者有权使用咨询服务吗？:

是

指明是否提供了咨询服务:

• 在固定中心

说明/注释:

Key elements: processing (quality), trade (cost calculation), supply (quality); IICEM provides advice on processing (quality), trade (cost calculation) and supply (quality).
Advisory service is quite adequate to ensure the continuation of land conservation activities

4.3 机构强化（组织发展）

是否通过这种方法建立或加强了机构？:

• 是，适度

具体说明机构的强化或建立程度:

• 本地

具体说明支持类型:

• 财务
• 能力建设/培训

4.4 监测和评估

监测和评估是该方法的一部分吗？:

是

注释:

economic / production aspects were regular monitored by project staff through measurements
loan repayment aspects were regular monitored by project staff through observations
monitor producers benefiting from loan guarantees aspects were regular monitored by project staff through observations
There were no changes in the Approach as a result of monitoring and evaluation
There were no changes in the Technology as a result of monitoring and evaluation

4.5 研究

研究是该方法的一部分吗?

是

明确话题:

• 经济/市场营销

5.1 该方法中SLM组成部分的年度预算

如果不知道准确的年度预算，请给出一个范围:

• > 1,000,000

5.2 为土地使用者提供财政/物质支援

土地使用者是否获得实施该技术的财政/物质支持？:

是

5.4 信用

是否根据SLM活动的方法给予信用值？:

是

6.1 方法的影响

6.2 土地使用者实施SLM的主要动机

6.3 方法活动的可持续性

土地使用者能否维持通过该方法实施的措施（无外部支持的情况下）？:

• 不确定

6.4 该方法的长处/优点

编制者或其他关键资源人员认为的长处/优势/机会
When loans are not repaid in full, the project provides a detailed report on the crop yield for the season in question to enable producers to take out further loans to compensate for the poor yields of that season.
This practice enables farming organisations to improve on how they repay their loans and, thereby, increase their creditworthiness with the banks. Besides the IICEM guarantee, projected levels of production serve as an additional guarantee for the bank (How to sustain/ enhance this strength: To secure a high level of loan repayment, it is necessary to closely monitor the producers benefiting from loan guarantees)
Cooperatives and agribusinesses are developed and their activities are monitored by IICEM and its NGO partners in order to re-engage with the banks and repay awarded loans. Subsequently, supply chains are set up on the back of training delivered by marketing specialists and business development agents, which helps connect up the key players (processing companies, merchants, cooperatives, suppliers, credit services).

7.1 方法/信息来源

7.2 参考可用出版物

标题、作者、年份、ISBN:

Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.

可以从哪里获得?成本如何?

http://star-www.giz.de/starweb/giz/pub/servlet.starweb