Enfoques

Warrantage (inventory credit system) [Níger]

Crédit de stockage (warrantage) (French)

approaches_2518 - Níger

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1. Información general

1.2 Detalles de contacto de las personas de referencia e instituciones involucradas en la evaluación y la documentación del Enfoque

Persona(s) de referencia clave/s

Especialista MST:
Especialista MST:

Coulibaly Mamadou

IICEM

Tunisia

Especialista MST:

Traore Ousmane

traorous2002@yahoo.fr

IICEM

Tunisia

Nombre de la(s) institución(es) que facilitaron la documentación/ evaluación del Enfoque si fuera relevante)
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) - Alemania
Nombre de la(s) institución(es) que facilitaron la documentación/ evaluación del Enfoque si fuera relevante)
Intgrated Initiative for Economic Growth in Mali (IICEM) - Mali

1.3 Condiciones referidas al uso de datos documentados mediante WOCAT

¿Cuándo se compilaron los datos (en el campo)?

01/07/2012

El compilador y la/s persona(s) de referencia claves aceptan las condiciones acerca del uso de los datos documentados mediante WOCAT :

2. Descripción del Enfoque MST

2.1 Breve descripción del Enfoque

Ensure agricultural producers have access to credit to cover their immediate post-harvest needs

2.2 Descripción detallada del Enfoque MST

Descripción detallada del Enfoque MST:

Aims / objectives: The objectives of a warrantage approach are: to ensure agricultural producers have access to credit to cover their immediate post-harvest needs; to enable agricultural producers to profit from rising produce prices during lean periods; to provide access to inputs through a structured system of bulk purchasing.

Methods: Storage facilities are built using local materials to reduce investment costs. The storage conditions must adhere to quality standards for post-harvest produce. The agricultural credit means farmers can meet their own needs without having to sell their produce at a loss. During lean periods, produce prices increase (the price of rice grows by up to 200%, for example) and farmers can take advantage of these higher prices.

Stages of implementation: The support structure (IICEM) contacts the bank (National Agricultural Development Bank – BNDA) to discuss ways in which loans can be granted and repaid. Farmers are grouped into producer organisations (POs) which are tasked with building hygienic and secure storage facilities. The POs use local building materials to minimise the investment costs (mud-brick storehouses). PO members store all or part of their output in the storehouses, which is labelled with their own names. The POs are trained in how to bulk purchase inputs, so that reasonable prices can be negotiated with suppliers. Operation: In November/December, just after the harvest, the POs club together to store their different kinds of produce in a hygienic and secure storage facility. PO farmers store all or part of their harvest in the storehouse, which is then labelled with their name. The banker checks the quantity and quality of the stock. The average value of the harvests is calculated according to average market prices. The storage facility is locked up using two padlocked chains – the PO has the key to one and the bank has the key to the other. The bank then awards a loan corresponding to the price of the harvest held in storage. The producer organisation distributes the funds according to the quantity of produce stored by each member. Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading. In April, the POs can forecast their available funds and negotiate good prices for inputs with suppliers. Due to greater demand, more favourable prices can be negotiated for the produce in storage. The produce is sold during the period when produce prices are high. Straight after selling the stock, the producers repay the loan plus 10% interest.

Role of stakeholders: The following institutions and groups are involved: farming organisations, banks and IICEM.

2.5 País/ región/ lugares donde el Enfoque fue aplicado

País:

Níger

Región/ Estado/ Provincia:

Niger

2.6 Fechas de inicio y conclusión del Enfoque

Indique año del inicio:

1990

2.7 Tipo de Enfoque

  • proyecto/ basado en un programa

2.8 Propósitos/ objetivos principales del Enfoque

The Approach focused mainly on SLM with other activities

The objectives of a warrantage approach are: to ensure agricultural producers have access to credit to cover their immediate post-harvest needs; to enable agricultural producers to profit from rising produce prices during lean periods; to provide access to inputs through a structured system of bulk purchasing.

The SLM Approach addressed the following problems: lacking access to credit, lack of storage facilities

2.9 Condiciones que facilitan o impiden la implementación de la/s Tecnología/s aplicadas bajo el Enfoque

disponibilidad/ acceso a recursos y servicios financieros
  • impiden

lacking access to credit

Treatment through the SLM Approach: agricultural producers have access to credit to cover their immediate post-harvest needs; The produce is sold during the period when produce prices are high.

otros
  • impiden

lack of storage facilities

Treatment through the SLM Approach: Storage facilities are built using local materials to reduce investment costs

3. Participación y roles de las partes interesadas involucradas

3.1 Partes interesadas involucradas en el Enfoque y sus roles

  • usuarios locales de tierras/ comunidades locales
  • especialistas MST/consejeros agrícolas
  • sector privado
  • organización internacional
  • Banks
3.2 Involucramiento de los usuarios locales de tierras/ comunidades locales en las distintas fases del Enfoque
Involucramiento de los usuarios locales de tierras/ comunidades locales Especifique quién se involucró y describa las actividades
iniciación/ motivación pasivo
planificación pasivo
implementación interactivo
monitoreo y evaluación pasivo
Research pasivo

3.4 La toma de decisiones en la selección de Tecnología(s) MST

Especifique quién decidió la selección de las Tecnología/ Tecnologías a implementarse:
  • principalmente por especialistas MST en consulta con usuarios de tierras
Explique:

Decisions on the method of implementing the SLM Technology were made by mainly by SLM specialists with consultation of land users

4. Apoyo técnico, fortalecimiento institucional y gestión del conocimiento

4.1 Construcción de capacidades / capacitación

¿Se proporcionó la capacitación a usuarios de tierras/ otras partes interesadas?

Especifique quién fue capacitado:
  • usuarios de tierras
Forma de capacitación:
  • reuniones públicas
  • cursos
Temas avanzados:

Farmers are grouped into producer organisations (POs) which are tasked with building hygienic and secure storage facilities. The POs are trained in how to bulk purchase inputs, so that reasonable prices can be negotiated with suppliers.

4.2 Servicio de asesoría

¿Los usuarios de tierras tienen acceso a un servicio de asesoría?

Describa/ comentarios:

Advisory service is quite adequate to ensure the continuation of land conservation activities

4.3 Fortalecimiento institucional (desarrollo institucional)

¿Se establecieron o fortalecieron instituciones mediante el Enfoque?
  • sí, moderadamente
Especifique el nivel o los niveles en los que se fortalecieron o establecieron las instituciones:
  • local
Especifique el tipo de apoyo:
  • financiero
  • construcción de capacidades/ entrenamiento

4.4 Monitoreo y evaluación

¿El monitoreo y la evaluación forman parte del Enfoque?

Comentarios:

technical aspects were ad hoc monitored by project staff through observations

economic / production aspects were regular monitored by project staff through measurements

management of Approach aspects were regular monitored by project staff through observations
There were no changes in the Approach as a result of monitoring and evaluation

There were no changes in the Technology as a result of monitoring and evaluation

4.5 Investigación

¿La investigación formó parte del Enfoque?

Especifique los temas:
  • economía/ marketing

5. Financiamiento y apoyo material externo

5.1 Presupuesto anual para el componente MST del Enfoque

Si no se conoce el presupuesto anual preciso, indique el rango:
  • 2,000-10,000
Comentarios (ej. fuentes principales de financiamiento/ donantes principales):

Approach costs were met by the following donors: international: 100.0%

5.4 Crédito

¿Se proporcionó crédito bajo el Enfoque para actividades MST?

Especifique las condiciones (tasa de interés el apoyo, amortización, etc.):

Interest rate charged: 10.0%; repayment conditions: Straight after selling the stock, the producers repay the loan plus 10% interest..

6. Análisis de impacto y comentarios de conclusión

6.1 Impactos del Enfoque

¿El Enfoque ayudó a los usuarios de tierras a implementar y mantener Tecnologías MST?
  • No
  • Sí, un poco
  • Sí, moderadamente
  • Sí, mucho
¿El Enfoque empoderó a grupos en desventaja social y económica?
  • No
  • Sí, un poco
  • Sí, moderadamente
  • Sí, mucho
Did other land users / projects adopt the Approach?
  • No
  • Sí, un poco
  • Sí, moderadamente
  • Sí, mucho

Applied in the Niger since the 1990s

Did the Approach lead to improved livelihoods / human well-being?
  • No
  • Sí, un poco
  • Sí, moderadamente
  • Sí, mucho

The agricultural credit means farmers can meet their own needs without having to sell their produce at a loss. During lean periods, produce prices increase (the price of rice grows by up to 200%, for example) and farmers can take advantage of these higher prices.

Did the Approach help to alleviate poverty?
  • No
  • Sí, un poco
  • Sí, moderadamente
  • Sí, mucho

Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading.

6.2 Motivación principal del usuario de la tierra para implementar MST

  • producción incrementada
  • incremento de la renta(bilidad), proporción mejorada de costo-beneficio
  • pagos/ subsidios
  • well-being and livelihoods improvement

6.3 Sostenibilidad de las actividades del Enfoque

¿Pueden los usuarios de tierras sostener lo que se implementó mediante el Enfoque (sin apoyo externo)?
  • incierto

6.4 Fortalezas/ ventajas del Enfoque

Fuerzas/ ventajas/ oportunidades desde la perspectiva del compilador o de otra persona de referencia clave
Farmers can: provide their own loan guarantee; benefit from produce price rises; acquire inputs without affecting meagre household budgets; enhance the value of input use; bulk purchase inputs in a way that is solvent and predictable. (How to sustain/ enhance this strength: Monitoring stocks held in remote villages is expensive. For this reason, there are moves to place stock in the care of a local specialist outfit.)
access to inputs through a structured system of bulk
purchasing
Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading.

7. Referencias y vínculos

7.1 Métodos/ fuentes de información

  • visitas de campo, encuestas de campo
  • entrevistas con usuarios de tierras

7.2 Referencias a publicaciones disponibles

Título, autor, año, ISBN:

Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.FAO (n.d.): Le warrantage: une technique intéressante de crédit. [Warrantage – an attractive approach to credit], GCP/ NER/041/BELThe promotion of agricultural input use by Producer Organisations, Naimey, Niger

¿Dónde se halla disponible? ¿Costo?

http://star-www.giz.de/starweb/giz/pub/servlet.starweb

Título, autor, año, ISBN:

FAO (n.d.): Le warrantage: une technique intéressante de crédit. [Warrantage – an attractive approach to credit], GCP/ NER/041/BEL

Título, autor, año, ISBN:

The promotion of agricultural input use by Producer Organisations, Naimey, Niger

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