方法

Warrantage (inventory credit system) [尼日尔 ]

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Crédit de stockage (warrantage) (French)

approaches_2518 - 尼日尔

完整性: 72%

1. 一般信息

1.2 参与方法评估和文件编制的资源人员和机构的联系方式

关键资源人员

SLM专业人员:
SLM专业人员:

Coulibaly Mamadou

IICEM

突尼斯

SLM专业人员:

Traore Ousmane

traorous2002@yahoo.fr

IICEM

突尼斯

有助于对方法进行记录/评估的机构名称(如相关)
Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) - 德国
有助于对方法进行记录/评估的机构名称(如相关)
Intgrated Initiative for Economic Growth in Mali (IICEM) - 马里

1.3 关于使用通过WOCAT记录的数据的条件

(现场)数据是什么时候汇编的?:

01/07/2012

编制者和关键资源人员接受有关使用通过WOCAT记录数据的条件。:

2. SLM方法的描述

2.1 该方法的简要说明

Ensure agricultural producers have access to credit to cover their immediate post-harvest needs

2.2 该方法的详细说明

该方法的详细说明:

Aims / objectives: The objectives of a warrantage approach are: to ensure agricultural producers have access to credit to cover their immediate post-harvest needs; to enable agricultural producers to profit from rising produce prices during lean periods; to provide access to inputs through a structured system of bulk purchasing.

Methods: Storage facilities are built using local materials to reduce investment costs. The storage conditions must adhere to quality standards for post-harvest produce. The agricultural credit means farmers can meet their own needs without having to sell their produce at a loss. During lean periods, produce prices increase (the price of rice grows by up to 200%, for example) and farmers can take advantage of these higher prices.

Stages of implementation: The support structure (IICEM) contacts the bank (National Agricultural Development Bank – BNDA) to discuss ways in which loans can be granted and repaid. Farmers are grouped into producer organisations (POs) which are tasked with building hygienic and secure storage facilities. The POs use local building materials to minimise the investment costs (mud-brick storehouses). PO members store all or part of their output in the storehouses, which is labelled with their own names. The POs are trained in how to bulk purchase inputs, so that reasonable prices can be negotiated with suppliers. Operation: In November/December, just after the harvest, the POs club together to store their different kinds of produce in a hygienic and secure storage facility. PO farmers store all or part of their harvest in the storehouse, which is then labelled with their name. The banker checks the quantity and quality of the stock. The average value of the harvests is calculated according to average market prices. The storage facility is locked up using two padlocked chains – the PO has the key to one and the bank has the key to the other. The bank then awards a loan corresponding to the price of the harvest held in storage. The producer organisation distributes the funds according to the quantity of produce stored by each member. Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading. In April, the POs can forecast their available funds and negotiate good prices for inputs with suppliers. Due to greater demand, more favourable prices can be negotiated for the produce in storage. The produce is sold during the period when produce prices are high. Straight after selling the stock, the producers repay the loan plus 10% interest.

Role of stakeholders: The following institutions and groups are involved: farming organisations, banks and IICEM.

2.5 采用该方法的国家/地区/地点

国家:

尼日尔

区域/州/省:

Niger

2.6 该方法的开始和终止日期

注明开始年份:

1990

2.7 方法的类型

  • 基于项目/方案

2.8 该方法的主要目的/目标

The Approach focused mainly on SLM with other activities

The objectives of a warrantage approach are: to ensure agricultural producers have access to credit to cover their immediate post-harvest needs; to enable agricultural producers to profit from rising produce prices during lean periods; to provide access to inputs through a structured system of bulk purchasing.

The SLM Approach addressed the following problems: lacking access to credit, lack of storage facilities

2.9 推动或妨碍实施本办法所适用的技术的条件

财务资源和服务的可用性/可得性
  • 阻碍

lacking access to credit

Treatment through the SLM Approach: agricultural producers have access to credit to cover their immediate post-harvest needs; The produce is sold during the period when produce prices are high.

其他
  • 阻碍

lack of storage facilities

Treatment through the SLM Approach: Storage facilities are built using local materials to reduce investment costs

3. 相关利益相关者的参与和角色

3.1 该方法涉及的利益相关者及其职责

  • 当地土地使用者/当地社区
  • SLM专家/农业顾问
  • 私营部门
  • 国际组织
  • Banks
3.2 当地土地使用者/当地社区参与该方法的不同阶段
当地土地使用者/当地社区的参与 指定参与人员并描述活动
启动/动机 被动
计划 被动
实施 互动
监测/评估 被动
Research 被动

3.4 有关SLM技术选择的决策

具体说明谁有权决定选择要实施的技术:
  • 主要是SLM专家,咨询土地使用者之后
解释:

Decisions on the method of implementing the SLM Technology were made by mainly by SLM specialists with consultation of land users

4. 技术支持、能力建设和知识管理

4.1 能力建设/培训

是否为土地使用者/其他利益相关者提供培训?:

明确受训人员:
  • 土地使用者
培训形式:
  • 公开会议
  • 课程
涵盖的主题:

Farmers are grouped into producer organisations (POs) which are tasked with building hygienic and secure storage facilities. The POs are trained in how to bulk purchase inputs, so that reasonable prices can be negotiated with suppliers.

4.2 咨询服务

土地使用者有权使用咨询服务吗?:

说明/注释:

Advisory service is quite adequate to ensure the continuation of land conservation activities

4.3 机构强化(组织发展)

是否通过这种方法建立或加强了机构?:
  • 是,适度
具体说明机构的强化或建立程度:
  • 本地
具体说明支持类型:
  • 财务
  • 能力建设/培训

4.4 监测和评估

监测和评估是该方法的一部分吗?:

注释:

technical aspects were ad hoc monitored by project staff through observations

economic / production aspects were regular monitored by project staff through measurements

management of Approach aspects were regular monitored by project staff through observations
There were no changes in the Approach as a result of monitoring and evaluation

There were no changes in the Technology as a result of monitoring and evaluation

4.5 研究

研究是该方法的一部分吗?

明确话题:
  • 经济/市场营销

5. 融资和外部物质支持

5.1 该方法中SLM组成部分的年度预算

如果不知道准确的年度预算,请给出一个范围:
  • 2,000-10,000
注释(例如主要的资助来源/主要捐助者):

Approach costs were met by the following donors: international: 100.0%

5.4 信用

是否根据SLM活动的方法给予信用值?:

对条件(利率、回报等)进行具体说明:

Interest rate charged: 10.0%; repayment conditions: Straight after selling the stock, the producers repay the loan plus 10% interest..

6. 影响分析和结论性陈述

6.1 方法的影响

该方法是否帮助土地使用者实施和维护SLM技术?:
  • 是,很少
  • 是,中等
  • 是,支持力度很大
该方法是否有助于社会和经济弱势群体?:
  • 是,很少
  • 是,中等
  • 是,支持力度很大
Did other land users / projects adopt the Approach?
  • 是,很少
  • 是,中等
  • 是,支持力度很大

Applied in the Niger since the 1990s

Did the Approach lead to improved livelihoods / human well-being?
  • 是,很少
  • 是,中等
  • 是,支持力度很大

The agricultural credit means farmers can meet their own needs without having to sell their produce at a loss. During lean periods, produce prices increase (the price of rice grows by up to 200%, for example) and farmers can take advantage of these higher prices.

Did the Approach help to alleviate poverty?
  • 是,很少
  • 是,中等
  • 是,支持力度很大

Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading.

6.2 土地使用者实施SLM的主要动机

  • 增加生产
  • 增加利润(能力),提高成本效益比
  • 支付/补贴
  • well-being and livelihoods improvement

6.3 方法活动的可持续性

土地使用者能否维持通过该方法实施的措施(无外部支持的情况下)?:
  • 不确定

6.4 该方法的长处/优点

编制者或其他关键资源人员认为的长处/优势/机会
Farmers can: provide their own loan guarantee; benefit from produce price rises; acquire inputs without affecting meagre household budgets; enhance the value of input use; bulk purchase inputs in a way that is solvent and predictable. (How to sustain/ enhance this strength: Monitoring stocks held in remote villages is expensive. For this reason, there are moves to place stock in the care of a local specialist outfit.)
access to inputs through a structured system of bulk
purchasing
Using the loan, producers can meet their primary needs or undertake an income-generating activity such as livestock rearing, market gardening, processing or trading.

7. 参考和链接

7.1 方法/信息来源

  • 实地考察、实地调查
  • 与土地使用者的访谈

7.2 参考可用出版物

标题、作者、年份、ISBN:

Manual of Good Practices in Small Scale Irrigation in the Sahel. Experiences from Mali. Published by GIZ in 2014.FAO (n.d.): Le warrantage: une technique intéressante de crédit. [Warrantage – an attractive approach to credit], GCP/ NER/041/BELThe promotion of agricultural input use by Producer Organisations, Naimey, Niger

可以从哪里获得?成本如何?

http://star-www.giz.de/starweb/giz/pub/servlet.starweb

标题、作者、年份、ISBN:

FAO (n.d.): Le warrantage: une technique intéressante de crédit. [Warrantage – an attractive approach to credit], GCP/ NER/041/BEL

标题、作者、年份、ISBN:

The promotion of agricultural input use by Producer Organisations, Naimey, Niger

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